ritchieI am a blogger and online consultant, but neither a lawyer nor a financial expert. Any kind of legal or finanical advice I might be giving on this blog is solely the result of my personal experiences. Always do consult an expert before making my rants and raves the foundation of your decisions.

Just to be on the safe (and realist) side you should furthermore assume that there is an ulterior motiv behind each and any outgoing link I put on this site – and that I, in some way or another, will benefit from it. It’s generally a good idea to question *everything*. Gather information from various sources, come up with your own ideas, thoughts and opinions. And please, don’t be ridiculous and trust some st00pid geeky blogger you’ve not even met yet.

~ritchie pettauer aka datadirt~